这么准？！

财经版里头登上‘看好’ Maxis & Carlsberg, 这两支股的股价就立刻向上。
这么准？！
谁在背后把股价推上去？
大户？基金经理？公积金？散户？ 炒家？

Start a new year journey

開工大吉!~

Your action?

What is your action when the stock’s price (if you hold the counter) keep falling?

You may:

1. Sell if you set a cut loss point;
2. Continue invest in & average down your buy in cost;
3. Store it and close your eyes and don’t bother.

Pro on No.1 - you can take back $ on hand, and ready for other chances;

Con on No.1 - Stock might be rise in the Short-Mid-Long term, you lose a earning chance.

Pro on No.2 - Shares on hand keep increasing with cost averaging. If the Company had dividend payout, you also can collect dividend.

Con on No.2 - what if the stock keep falling, your $ will be lock, you might miss for other chances

Pro on No.3 - your emotion will not be affect as you put down and don’t bother

Con on No.3 - you might total loss your money, or you might gain.

Additional Investment in Funds

Refer to the Change Plan? , Up to date 16 Jan 2012:


Total Bond funds had Invested: $1,700;
Total Stock Market: $4,495.28;
Total Investment = $6,195.28


Bond Funds:

• PSKF: $800;
• PI Income: $900

GAB falling

Since I’d comment on GAB vs CARLSBG, and after GAB ex-date on the 60cent dividend. Both Brewery company’s stock price keep dropping. 

Carlsbg’s stock still rebound 1-2 days, but GAB falling like doesn’t know when it’s end. 

This is RISK in Investment, you don't know what happen next.

k Name	GAB
Stock Code	3255
Last Price	11.980
Change	-0.080
High	12.100
Low	11.920
Volume	1,057
13-Jan-2012 05:15 PM

Stock Name	CARLSBG
Stock Code	2836
Last Price	8.630
Change	0.200
High	8.640
Low	8.440
Volume	1,117
13-Jan-2012 05:19 PM

Change Plan?

Refer to the blog post on What will I focus on Mutual Funds in year 2012? , My plan is invest $7,000 into Sukuk & Islamic Income Fund for my Australia Trip Fund from Jan 2012 - July 2012.


What if I use some $ which initially wanted to invest in Bond Fund change to invest in stock market?


up to 09 Jan 2012, What have I invested? How much fund had invested which using the part of the salary & bonus?


Bond Funds - $1,000; 
Stock Market - $4,495.28;
Total is $5,495.28

GAB vs CARLSBG

Both company is brewery

Both also good stock to buy and hold. 

Both also foreign old brand.

Both also high dividend payout.

But with limited cash on hand, which will you choose?

I choose GAB first. This is because:

• 60sen dividend ex-date on 9 Jan 2012;
• end of Jan 2012 will announce Interim Dividend.

GAB first, Carlsbg later. Because Feb 2012, Carlsbg will announce it's quarterly financial report, it might be announce dividend payout.

What will you do when you received your bonus salary?

When bonus salary or extra income meets festival season ... it is very hard to control the $$$ on hand

What will I focus on Mutual Funds in year 2012?

I had invested in Public Mutual Funds. What is my focus on Mutual funds in year 2012?

I will exercise additional Investment on:

• Index Fund  (Financial Year 31 Jan) ;
• Islamic Income Fund  (Financial Year 31 July) ;
• Optimal Growth Fund  (Financial Year 31 July) ;
• Sukuk Fund.

will fully focus on Islamic Income & Sukuk funds as my saving tools. This is because I will need money for travel to Australia on Oct 2012. 


My plan is invest $7,000 into Islamic Income & Sukuk funds for the period Jan - July 2012.


others funds which in my watch list (might exercise additional Investment/Initial Investment or not) are:

• Aggressive Growth Fund (Financial Year 31 Mar);
• Singapore Fund;
• South East Asia Fund ( Financial Year 31 Oct)

Version 2

I found my previous blog on Investment very messy. Most of articles are copy & paste from Internet.

In this new year 2012, I decide to open a new blog called mgt pmi version 2.

In fact I had try out Tumblr, but after testing, I decided to use back blogger.